About us


Swan Community Bank is a not-for-profit financial cooperative. We exist for the benefit of present and future members who live and/or work in Milton Keynes, North Buckinghamshire or South Oxfordshire.

Our mission is to provide caring, community banking, offering safe savings and ethical loans.

Swan is founded on values of openness, trust, fairness and mutuality. These inform everything we aspire to do, and are more fully explained in our Business Plan

As a Community Bank, we are different to high street banks and other commercial lenders: we are run and owned by all our members. Every member is a shareholder in the cooperative and has the opportunity to vote in decisions on how we are run at an Annual General Meeting. As shareholders, our members will receive a dividend whenever a surplus allows.

Operating as an online savings and loans organisation, we now offer 24/7 access for members to their accounts, with office-hours telephone support via our helpline, and face-to-face service from our Information Points.

Swan Community Bank, as a Credit Union, is authorised and regulated by the Prudential Regulation Authority PRA and the Financial Conduct

Authority FCA. Savers’ deposits are protected by the same Financial Services Compensation Scheme that covers banks and building societies.


We began operations in 2006, serving the population of Milton Keynes under the name of Milton Keynes Credit Union. In October 2013 we welcomed

Aylesbury Credit Union in joining us under the new name of Swan Credit Union, operating locally as Community Banks in Milton Keynes, Aylesbury Vale, Thame, and then in Didcot in September 2015.

In the following 3 years Swan has doubled in size, in both membership and loan business, to a point where we were looking after over £1million of our members’ money.

We are affiliated to the Association of British Credit Unions (ABCUL), registered under the Data Protection Act and a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service. You can check our registration with the Financial Conduct Authority at fsa.gov.uk/register/home.do

We are constantly looking to improve the service we offer to members, and are presently going through an exciting development programme under the new trading name of Swan Community Bank, launched at the end of March 2019. This will see an improved website with more functionality in the Members Area and a new App which will enable members to check balances, update contact information, and perform transactions such as joining, applying for a loan, withdrawing shares etc., mostly within minutes or (at worst) hours!

Swan Community Bank is a trading name of Swan Credit Union which is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority.

Swan Credit Union Ltd. Our registered address is Foundation House, Aylesbury St, Wolverton, Milton Keynes, MK12 5HX. (Company no. 417717).